Basics of Money

FAQs About Health Savings Accounts

As employers search for ways to lower their health care costs, they're encouraging employees to sign up for a high-deductible health insurance policy paired with a health savings account. An HSA gives you a...

How to Save for Retirement If You Don't Have a...

For millions of Americans, a 401(k) plan is an essential item in the employee playbook. As far as benefits go, vacation days are great and nobody objects to free parking, but a 401(k) plan could mean the...

7 Clues for Investors to Look for Within...

Way back when, if you owned stock in a company, you'd often find a glossy annual report in your mailbox. Nowadays, all you may receive is a letter telling you where to download the report on the company's Web...

Master the Money Market

The money market is a collective name that describes all the different ways in which governments, banks, corporations and securities dealers borrow and lend money for short periods.QUIZ: Kiplinger's Personal...

Make a Plan for Your Retirement Savings

How do you come up with the right amount to divert to your 401(k) plan?Financial planners have traditionally estimated that retirees need 80% or more of preretirement income to maintain their standard of living,...

What to Ask Before Buying an Annuity

Heard the stories about people who are sold an annuity but later aren't sure what they've invested in? SEE ALSO: Special Report on Understanding Annuities Michael Furois, a financial planner in Chesterton, Ind.,...

Tapping Your IRA in Retirement

Deductible IRAs With a traditional IRA, once you reach age 59½, the threat of the 10% penalty disappears. You can withdraw as much from your regular IRAs as you want, penalty-free. Cash coming out of the...

How to Get Your IRA Up and Running

You have almost unlimited choices of how and where to invest your IRA money -- and this is the same whether you stick with a traditional IRA or use a Roth IRA.You can stick with a bank, savings and loan or credit...

Putting Your Trust in Trusts

What is a trust? Essentially, it is an arrangement whereby you give assets to a legal entity (the trust) created in a separate agreement to be administered by an individual or institutional trustee for a...

The Etiquette of Fundraising

Lending your financial support to worthy causes feels good - until you feel sapped by frequent requests. Learn how to decline a request or solicit donations from others without overstepping boundaries, and give...

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Stories & Features

Investing

Do This Before Including 'Factors' in Your...

Pioneering research from Eugene Fama and Kenneth French started in 1993 has shown that there are...

Spending Wisely

Win the Lottery? Here's the First Thing You...

Often when someone is faced with large, life-changing events, they are not thinking clearly. Even if...